At a Glance
Key Benefits
10X rewards at PVR, Buy 1 Get 1 movie tickets, fuel surcharge waiver
Lounge Access
No lounge access
Eligibility
Salaried: Rs 25,000+/month, Age: 21-60
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.33 - ₹1.67
#163
Reward Type Reward Points
Reward Currency Points
Min Credit Score
720+
#154
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee ₹500
Cash Advance Fee 2.50% (min ₹300)
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.33 /₹100
Partner
PVR
₹1.67 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability for fraudulent transactions.
Quick Analysis
The Kotak Mahindra Bank PVR Kotak Platinum is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What movie benefits does PVR Kotak card offer?
Buy 1 Get 1 free movie ticket at PVR cinemas, up to 2 times per month.
What are the reward points on PVR?
10X reward points on PVR transactions, 2X on all other spends.
What is the annual fee waiver condition?
Annual fee of Rs 499 is waived on Rs 50,000 annual spend.
Is fuel surcharge waived?
Yes, 1% fuel surcharge waiver on Rs 500-3000 transactions.
Can I convert purchases to EMI?
Yes, EMI conversion is available on purchases above Rs 2,500.
User Reviews
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