At a Glance
Key Benefits
10X rewards at PVR, Buy 1 Get 1 on movie tickets, fuel surcharge waiver
Lounge Access
Not available
Eligibility
Salaried: Rs.25,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.33 - ₹1.67
#163
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network MASTERCARD
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹500
Fee Waiver on Spend ₹75,000/yr
Reward Structure
Base
All Spends
₹0.33 /₹100
Partner
PVR Cinemas
₹1.67 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned2,267
Cash Value₹567
Breakdown
PVR Cinemas2,000
Other Spends267
Total Value₹567
Quick amounts:
Quick Analysis
The Kotak Mahindra Bank PVR Gold is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What is the annual fee for PVR Gold?
Yes, the annual fee is ₹499. The fee can be waived on annual spending of ₹75000.
Is there a joining fee for PVR Gold?
Yes, the joining fee is ₹499.
What rewards does PVR Gold offer?
You can earn rewards worth up to ₹1.67 per ₹100 spent. The base reward rate is ₹0.33 per ₹100.
Does PVR Gold offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for PVR Gold?
To apply for PVR Gold, you need minimum age of 21 years, minimum monthly income of ₹25000, credit score of 700+.
User Reviews
Ready to Apply for PVR Gold?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.