Card Image
Solaris Platinum
Annual Fee
₹499
Rewards/₹100 ⓘ
₹0.33
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
2 reward points per Rs.150 spent, fuel surcharge waiver, 50-day interest-free period
Lounge Access
Not available
Eligibility
Salaried: Rs.25,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.33
#270
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹500
Over Limit Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.33 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned667
Cash Value₹167
Breakdown
Other Spends667
Total Value₹167
Quick amounts:
Quick Analysis
Entry-level card ideal for online shoppers with 5X rewards on internet purchases and easy fee waiver criteria.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Best For
Online shoppers with moderate spending
Not Ideal For
Travelers seeking lounge access or premium benefits
Frequently Asked Questions
What is the annual fee for Solaris Platinum?
Yes, the annual fee is ₹499. The fee can be waived on annual spending of ₹50000.
Is there a joining fee for Solaris Platinum?
Yes, the joining fee is ₹499.
What rewards does Solaris Platinum offer?
You can earn rewards worth up to ₹0.33 per ₹100 spent. The base reward rate is ₹0.33 per ₹100.
Does Solaris Platinum offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for Solaris Platinum?
To apply for Solaris Platinum, you need minimum age of 21 years, minimum monthly income of ₹25000, credit score of 700+.
User Reviews
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