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IndusInd Platinum Select
Annual Fee
₹750
Rewards/₹100 ⓘ
₹0.30 - ₹0.60
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
720+
At a Glance
Key Benefits
2X rewards on dining, movie discounts, Rs 3L accident cover
Lounge Access
No lounge access
Eligibility
Salaried: Rs 35,000+/month, Age: 21-60
Quick Details
Annual Fee
₹750
#158
Joining Fee
₹750
#158
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.30 - ₹0.60
#236
Reward Type Reward Points
Reward Currency Points
Min Credit Score
720+
#154
Min Monthly Income ₹NaN
Network VISA
Late Payment Fee ₹600
Cash Advance Fee 2.50% (min ₹350)
Fee Waiver on Spend ₹75,000/yr
Reward Structure
Base
All Spends
₹0.30 /₹100
Cat
Dining
₹0.60 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Personal Accident
₹3,00,000
Personal accident cover.
Quick Analysis
The IndusInd Bank IndusInd Platinum Select is a solid credit card option. With an annual fee of ₹750, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What is the annual fee?
Rs 750 joining and annual fee, waived on Rs 75,000 annual spend.
What rewards on dining?
2X reward points on dining, capped at Rs 2,000 per month.
Is there accident insurance?
Yes, Rs 3 lakh personal accident cover.
Is fuel surcharge waived?
Yes, 1% fuel surcharge waiver.
What movie benefits are included?
Discounts on movie tickets at select theaters.
User Reviews
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