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InterMiles Voyage Signature

Annual Fee

₹2,999

Rewards/₹100

₹1.00 - ₹2.00

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

725+

At a Glance

Key Benefits

4X InterMiles on travel, 2X on others, 1.8% forex markup

Lounge Access

16 domestic lounges/year

Eligibility

Salaried: Rs.50,000+/month, Age: 21-60, CIBIL: 725+

Quick Details

Annual Fee
₹2,999 #236
Joining Fee
₹2,999 #236
Interest Rate
42.00% p.a. #108
Forex Markup
1.80% #26
Rewards/₹100
₹1.00 - ₹2.00 #143
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
4/year #61
Min Credit Score
725+ #176
Min Monthly Income ₹50
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹850
Fee Waiver on Spend ₹1,50,000/yr

Reward Structure

Base

All Spends

₹1.00 /₹100
Cat

Travel

₹2.00 /₹100

Reward Calculator

Allocate by Category100%
Travel
4.0 pts
60%₹30,000
Other Spends
2.0 pts
40%₹20,000
Your Rewards
Points Earned1,600
Cash Value₹800
Breakdown
Travel1,200
Other Spends400
Total Value₹800
Quick amounts:

Airport Lounge Access

Domestic Free
4

visits per quarter

4 domestic lounge visits per quarter

Quick Analysis

The IndusInd Bank InterMiles Voyage Signature is a premium credit card ideal for frequent travelers and high spenders. Best suited for those who can maximize the premium benefits.

Pros

  • Annual fee waiver on spending ₹150000
  • Low forex markup of 1.80% - great for international spends
  • Extended interest-free period of 52 days

Cons

  • Limited lounge access (4 visits per year)
  • High interest rate of 42.00% on revolving credit

Frequently Asked Questions

What is the annual fee for InterMiles Voyage Signature?
Yes, the annual fee is ₹2999. The fee can be waived on annual spending of ₹150000.
Is there a joining fee for InterMiles Voyage Signature?
Yes, the joining fee is ₹2999.
What rewards does InterMiles Voyage Signature offer?
You can earn rewards worth up to ₹2.00 per ₹100 spent. The base reward rate is ₹1.00 per ₹100.
Does InterMiles Voyage Signature offer lounge access?
Yes, the card offers 4 Domestic Lounges visits per per quarter.
What is the eligibility for InterMiles Voyage Signature?
To apply for InterMiles Voyage Signature, you need minimum age of 21 years, minimum monthly income of ₹50000, credit score of 725+.

User Reviews

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