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InterMiles Voyage Classic
Annual Fee
₹499
Rewards/₹100 ⓘ
₹0.40 - ₹0.80
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
2X InterMiles on travel, 1X on others, fuel surcharge waiver
Lounge Access
Not available
Eligibility
Salaried: Rs.25,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Annual Fee
₹499
#75
Joining Fee
₹499
#78
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.40 - ₹0.80
#217
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹500
Fee Waiver on Spend ₹50,000/yr
Reward Structure
Base
All Spends
₹0.40 /₹100
Cat
Travel
₹0.80 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Quick Analysis
The IndusInd Bank InterMiles Voyage Classic is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹50000
- Extended interest-free period of 52 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What is the annual fee for InterMiles Voyage Classic?
Yes, the annual fee is ₹499. The fee can be waived on annual spending of ₹50000.
Is there a joining fee for InterMiles Voyage Classic?
Yes, the joining fee is ₹499.
What rewards does InterMiles Voyage Classic offer?
You can earn rewards worth up to ₹0.80 per ₹100 spent. The base reward rate is ₹0.40 per ₹100.
Does InterMiles Voyage Classic offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for InterMiles Voyage Classic?
To apply for InterMiles Voyage Classic, you need minimum age of 21 years, minimum monthly income of ₹25000, credit score of 700+.
User Reviews
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