FIRST SWYP
Annual Fee
FREE
Rewards/₹100 ⓘ
₹2.50 - ₹7.50
Interest Rate
23.88%
Credit Score
650+
At a Glance
Key Benefits
10X on entertainment & OTT, lifetime free, easy approval
Lounge Access
No lounge access included
Eligibility
Age: 18-35 years, Salaried: Rs.15,000+/month, CIBIL: 650+
Quick Details
Reward Structure
All Spends
Movies
OTT Subscriptions
Reward Calculator
Milestone Benefits
500 reward points on spending Rs.5000 in 30 days
Spend ₹5,000 within 30 days
value
Quick Analysis
IDFC FIRST SWYP is designed for Gen-Z and millennials who want a no-annual-fee card with great entertainment rewards. Perfect for first-time cardholders with limited income.
Pros
- Lifetime free with no annual fee
- 10X rewards on entertainment and OTT
- Best for young professionals and students
- Low income requirement (Rs.15,000/month)
- Easy approval for first-time cardholders
- Instant EMI options available
Cons
- Lower credit limit (max Rs.1 lakh)
- No lounge access benefits
- Limited to age 18-35 years
- Standard forex markup of 3.5%
- No add-on cards available
Best For
Young professionals, students, and first-time cardholders
Not Ideal For
Those seeking travel benefits or high limits
Frequently Asked Questions
Is there any annual fee?
What is the minimum income required?
What is the reward rate on OTT subscriptions?
What is the age limit for this card?
Can I get an add-on card?
User Reviews
Ready to Apply for FIRST SWYP?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
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