At a Glance
Key Benefits
5X rewards on travel, 9% APR, fuel surcharge waiver
Lounge Access
Not available
Eligibility
Salaried: Rs.30,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Annual Fee
₹999
#165
Joining Fee
₹999
#166
Interest Rate
9.00% p.a.
#3
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50 - ₹1.25
#175
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network VISA
Cash Advance Fee 2.50% (min ₹500)
Late Payment Fee ₹600
Fee Waiver on Spend ₹1,00,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Cat
Travel
₹1.25 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Quick Analysis
The IDFC First Bank FIRST Mayura is a solid credit card option. With an annual fee of ₹999, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹100000
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
Frequently Asked Questions
What is IDFC FIRST Mayura Credit Card?
IDFC FIRST Mayura is a premium lifestyle credit card that offers 6X reward points on dining, movies, and OTT subscriptions along with low interest rates.
What are the reward points on IDFC FIRST Mayura?
You earn 6 reward points per Rs 100 on dining, movies, and OTT platforms, and 3 points per Rs 100 on all other spends.
What is the annual fee for IDFC FIRST Mayura?
The card has an annual fee of Rs 1999 which is waived on spending Rs 2 lakh or more in a year.
Does IDFC FIRST Mayura offer lounge access?
Yes, the card provides 6 complimentary domestic lounge visits per year.
What is the interest rate on IDFC FIRST Mayura?
The card offers industry-low interest rates starting from 9.99% per annum based on credit profile.
Is there a fuel surcharge waiver?
Yes, you get 1% fuel surcharge waiver on transactions between Rs 400 and Rs 5000.
User Reviews
Ready to Apply for FIRST Mayura?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.