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ICICI HPCL Super Saver

ICICI Bank
|
Fuel Rewards

Annual Fee

₹500

Rewards/₹100 ⓘ

₹2.00 - ₹12.50

Normalized to balance base rate with bonus categories

At a Glance

Key Benefits

Cashback rewards

Lounge Access

4 domestic lounges/year

Eligibility

Any income level, Age: 21-65 years

Quick Details

Annual Fee
₹500 #113
Joining Fee
₹500 #112
Forex Markup
3.50% #75
Rewards/₹100
₹2.00 - ₹12.50 #8
Reward Type Cashback
Reward Currency Cashback
Domestic Lounge Visits
4/year #61
Min Monthly Income ₹NaN
Network VISA
forex_markup 3.50%
fuel_surcharge_waiver 1.00%
Fee Waiver on Spend ₹1,50,000/yr

Reward Structure

Accel

HPCL Fuel (4% cashback + 1% surcharge waiver)

₹1.25 /₹100
Accel

Utilities, Groceries, Dept Stores

₹5.00 /₹100
Base

All Other Retail Spends

₹0.50 /₹100

Reward Calculator

₹
Allocate by Category 100%
HPCL Fuel (4% cashback + 1% surcharge waiver)
5.0 pts
50% ₹0
Utilities, Groceries, Dept Stores
20.0 pts
30% ₹0
Other Spends
2.0 pts
20% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Airport Lounge Access

Domestic Free
4

visits

1 per quarter, Rs.75,000 spend required

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions when reported within 3 days of loss/theft.

Fraud

₹0

Zero liability for unauthorized transactions when reported immediately to the bank.

Quick Analysis

The ICICI HPCL Super Saver stands out with its impressive reward structure offering up to ₹5.00 per ₹100. The ₹500 annual fee is justified if you spend enough to maximize rewards. Recommended for those who can align their spending with bonus categories.

Pros

  • Low annual fee of just ₹500
  • Annual fee waiver on spending ₹150000
  • Good reward rate of up to ₹5.00 per ₹100
  • Direct cashback instead of points - no redemption hassle

Cons

  • Reward rates vary significantly across categories
  • Limited lounge access (4 visits per year)
  • High forex markup of 3.50% on international transactions
  • High income requirement of ₹300K per month

Best For

Regular fuel users seeking cashback at HPCL stations

Frequently Asked Questions

What are the fees for ICICI HPCL Super Saver Credit Card?
The ICICI HPCL Super Saver Credit Card has a joining fee of Rs 500 and annual fee of Rs 500. The annual fee can be waived on spending Rs 150,000 in the previous year.
What is the eligibility criteria for ICICI HPCL Super Saver Credit Card?
To be eligible for the ICICI HPCL Super Saver Credit Card, you need a minimum monthly income of varies based on profile, age between 21-65 years, and a credit score of 700+. ICICI Bank customers with existing relationships may get preferential treatment.
What rewards does ICICI HPCL Super Saver Credit Card offer?
The ICICI HPCL Super Saver Credit Card offers cashback rewards on your spending. The exact cashback percentage varies by category. Check the card benefits section for detailed cashback rates on different spending categories.
Does ICICI HPCL Super Saver Credit Card offer airport lounge access?
Yes, the ICICI HPCL Super Saver Credit Card provides complimentary airport lounge access. Please check the lounge access section above for detailed information on domestic and international lounge visits.
How can I apply for ICICI HPCL Super Saver Credit Card?
You can apply for the ICICI HPCL Super Saver Credit Card through ICICI Bank official website, mobile app, or by visiting your nearest ICICI Bank branch. Existing customers can also apply through net banking.

User Reviews

Our Rating

3.7
APPLY NOW

on ICICI Bank's website

Rating Breakdown

Rewards
4.9/5 Top 2%
Benefits
3.1/5
Fees
3.0/5 Top 47%
Value for Money
3.6/5 Top 32%
User Reviews
3.0/5 Top 50%

Important Links

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