ICICI Bank Expressions
Annual Fee
₹499
Rewards/₹100 ⓘ
₹0.25 - ₹0.75
At a Glance
Key Benefits
Reward points
Lounge Access
4 domestic lounges/year
Eligibility
Any income level, Age: 21-65 years
Quick Details
Reward Structure
All Spends (except fuel)
Utilities, Insurance
Reward Calculator
Airport Lounge Access
visits
1 per quarter, Rs.75,000 spend required
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
The ICICI Bank ICICI Bank Expressions is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹150000
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- Limited lounge access (4 visits per year)
- High income requirement of ₹300K per month
Best For
Students and young professionals who want a personalized card design
Frequently Asked Questions
What are the fees for ICICI Bank Expressions Credit Card?
What is the eligibility criteria for ICICI Bank Expressions Credit Card?
What rewards does ICICI Bank Expressions Credit Card offer?
Does ICICI Bank Expressions Credit Card offer airport lounge access?
How can I apply for ICICI Bank Expressions Credit Card?
User Reviews
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