Card Image
ICICI Coral
Annual Fee
₹500
Rewards/₹100 ⓘ
₹0.50
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
Reward points
Lounge Access
1 domestic lounges/year
Eligibility
Contact bank, CIBIL: 700+
Quick Details
Annual Fee
₹500
#113
Joining Fee
₹500
#112
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.50
#238
Reward Type Reward Points
Reward Currency Points
Domestic Lounge Visits
1/year
#120
Min Credit Score
700+
#54
Min Monthly Income ₹30
Network VISA
fuel_surcharge_waiver ₹100
Fee Waiver on Spend ₹1,50,000/yr
Reward Structure
Base
All Spends
₹0.50 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned1,000
Cash Value₹250
Breakdown
Other Spends1,000
Total Value₹250
Quick amounts:
Milestone Benefits
Renewal Benefit
Annual fee waiver on Rs. 150000 annual spend
Spend ₹1,50,000 within 365 days
₹500
value
Airport Lounge Access
Domestic Free
1
visits per quarter
On Rs 75K spend/quarter
Railway Free
1
visits per quarter
Insurance Coverage
Air Accident
₹1,00,00,000
Lifestyle Perks
Movies
2 /month
25% off on BookMyShow/INOX
Quick Analysis
ICICI Coral is ideal for new-to-credit users seeking basic benefits at low cost.
Pros
- Low Rs 500 fee. Lounge access. 25% off movies. 15% off dining. Rs 1 Cr air cover
Cons
- Low 0.5% rewards. Lounge needs Rs 75K spend. 3.5% forex
Best For
New credit card users, budget-conscious, movie lovers
Not Ideal For
Heavy spenders, international travelers
Frequently Asked Questions
What is the annual fee for ICICI Coral?
The annual fee is Rs. 500. The fee can be waived on spending Rs. 150000 annually.
What are the eligibility requirements for ICICI Coral?
A good credit score of 700+ is recommended. Income requirements vary based on your relationship with the bank.
Does ICICI Coral offer lounge access?
Yes, the card offers complimentary airport lounge access.
What rewards does ICICI Coral offer?
The card offers reward value ranging from 0.50% to 0.50% depending on spend categories.
What is the forex markup on international transactions?
The forex markup is 3.50% on international transactions.
Which payment network does ICICI Coral use?
The card is issued on the Visa network.
User Reviews
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