Emirates Skywards ICICI Rubyx
Annual Fee
₹1,000
Rewards/₹100 ⓘ
₹1.50
Interest Rate
42.00%
Credit Score
680+
At a Glance
Key Benefits
1.5 Skywards Miles/Rs 100, Blue tier, 25% movie discount
Lounge Access
1 domestic lounge/quarter on Rs 75K quarterly spend
Eligibility
Salaried: Rs 30,000+/month, Age: 21-60, CIBIL: 680+
Quick Details
Reward Structure
All Spends
Insurance & Utilities
Reward Calculator
Milestone Benefits
Emirates Blue Tier membership on card activation
value
Blue Tier renewal on annual fee payment
value
Airport Lounge Access
visits per year
1 visit per quarter on Rs 75,000 quarterly spend
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Emirates Skywards ICICI Rubyx is the most affordable entry into Emirates loyalty. At Rs 1,000 fee with 1.5 Skywards Miles per Rs 100, it suits occasional Emirates flyers starting their miles journey.
Pros
- Entry-level Emirates miles card at just Rs 1,000
- 1.5 Skywards Miles per Rs 100 on all spends
- Emirates Blue Tier membership included
- 25% discount on BookMyShow (up to Rs 100)
- 1% fuel surcharge waiver
- 1 domestic lounge visit per quarter (on Rs 75K spend)
Cons
- Lounge access requires Rs 75,000 quarterly spend
- Only Blue tier membership (lowest)
- 3.5% forex markup
- No international lounge access
Best For
Occasional Emirates flyers and beginners
Not Ideal For
Frequent travelers needing premium benefits
Frequently Asked Questions
What is the annual fee for Emirates Skywards ICICI Rubyx?
How many Skywards Miles do I earn?
What Emirates tier is included?
Is lounge access included?
What movie discounts are available?
User Reviews
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