At a Glance
Key Benefits
Cashback rewards
Lounge Access
No lounge access
Eligibility
Any income level, Age: 21-60 years
Quick Details
Reward Structure
Entertainment & Lifestyle
All Other Spends
Reward Calculator
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days of loss/theft.
Fraud
₹0
Zero liability for unauthorized transactions when reported immediately to the bank.
Quick Analysis
The HSBC Live+ stands out with its impressive reward structure offering up to ₹5.00 per ₹100. The ₹999 annual fee is justified if you spend enough to maximize rewards. Recommended for those who can align their spending with bonus categories.
Pros
- Annual fee waiver on spending ₹100000
- Good reward rate of up to ₹5.00 per ₹100
- Direct cashback instead of points - no redemption hassle
Cons
- Reward rates vary significantly across categories
- No complimentary lounge access
- High income requirement of ₹360K per month
Best For
Young professionals seeking rewards on entertainment and lifestyle spends
Frequently Asked Questions
What are the fees for HSBC Live+ Credit Card?
What is the eligibility criteria for HSBC Live+ Credit Card?
What rewards does HSBC Live+ Credit Card offer?
Does HSBC Live+ Credit Card offer airport lounge access?
How can I apply for HSBC Live+ Credit Card?
User Reviews
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