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Edge CSB RuPay

Annual Fee

FREE

Rewards/₹100

₹2.00 - ₹7.50

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

700+

At a Glance

Key Benefits

2% on chosen category, 0.4% on others, UPI-enabled, lifetime free

Lounge Access

4 domestic lounges/year (1 per quarter on Rs.50K spend)

Eligibility

Age: 23-60, Salaried: Rs.25,000+/month, CIBIL: 700+

Quick Details

Annual Fee
FREE #1
Joining Fee
FREE #1
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹2.00 - ₹7.50 #14
Reward Type Cashback
Reward Currency Cashback
Domestic Lounge Visits
1/year #120
Min Credit Score
700+ #54
Min Monthly Income ₹25
Network RUPAY
Card Replacement Fee 249
Card Replacement Fee ₹249

Reward Structure

Base

All Spends

₹0.40 /₹100
Cat

Chosen Category

₹2.00 /₹100

Reward Calculator

Allocate by Category 100%
Chosen Category
10.0 pts
60% ₹0
Other Spends
2.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Welcome Bonus

Rs.250 voucher on first UPI transaction of Rs.2000+

Spend ₹2,000 within 90 days

₹250

value

Airport Lounge Access

Domestic Free
1

visits per quarter

Insurance Coverage

Personal Accident

₹10,00,000

Personal accident and disability cover

Quick Analysis

The Jupiter Edge CSB is India's first UPI-enabled credit card, perfect for digital-first users with 2% category cashback.

Pros

  • Lifetime free for first 200K users
  • 2% cashback on chosen category
  • UPI-enabled credit card
  • 4 domestic lounge visits per year
  • Rs.10 lakh personal accident insurance
  • Rs.250 welcome voucher

Cons

  • Base cashback only 0.4%
  • Monthly cashback cap of Rs.3,000
  • RuPay limited internationally
  • No rewards on fuel, rent, utilities

Best For

Digital-first UPI users

Not Ideal For

International travelers

Frequently Asked Questions

Is this card lifetime free?
Yes, lifetime free for first 200,000 users.
Can I use for UPI?
Yes, India's first UPI-enabled credit card.

User Reviews

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