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Best Low Fee in India 2025

Compare the best low fee in India. 1 cards ranked by our experts.

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Best for: Frequent BookMyShow users, movie enthusiasts, entertainment spenders, SuperStar members

Play Credit Card

3.8 CardNitty rating
APPLY NOW on RBL Bank's website

Annual fee

₹500

#113

Rewards rate

₹0.50 - ₹7.50/₹100

#14

Joining fee

₹500

#112

Interest rate

47.88%

#267
Card details
Forex Markup
3.50% #75
Min Credit Score
750+ #186
Min Monthly Income ₹25
Categories Cashback, Entertainment, Lifestyle, Low Fee
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CardNitty's take

Pros

  • Rs.500 welcome discount on BookMyShow within 30 days
  • 2 free movie tickets monthly (Rs.250 each) on Rs.5,000 spend
  • Rs.100 F&B discount every month with movie bookings
  • Lifetime free for BookMyShow SuperStar members
  • Annual fee waiver on Rs.1.5 lakh annual spend
  • Up to Rs.6,000 annual movie savings potential
  • 1% fuel surcharge waiver (Rs.500-4,000, max Rs.100/month)
  • Low joining and annual fee of only Rs.500 + GST
  • Accessible eligibility: Rs.25,000 monthly income
  • Available on both Visa and Mastercard networks
  • Invite-only through BookMyShow partnership
  • Rewards redeemable for vouchers and merchandise

Cons

  • No lounge access (domestic or international)
  • No insurance coverage (travel, accident, lost baggage)
  • High forex markup of 3.5% (poor for international use)
  • Very high APR of 47.88% annually (3.99% monthly)
  • Limited rewards on non-BookMyShow spending
  • Rs.5,000 monthly spend required for movie benefits
  • Monthly benefit capped at 2 tickets (Rs.500 max)
  • No rewards on fuel, rent, wallet, utilities, insurance
  • Invite-only card - not directly available
  • F&B discount requires booking 2 movie tickets
  • Benefits only via BookMyShow platform
  • No milestone rewards beyond monthly benefits
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