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CMA One Credit Card

BOB Financial (BOBCARD)
|
Co-Branded Professional

Annual Fee

₹500

Rewards/₹100 ⓘ

₹0.25 - ₹0.50

Normalized to balance base rate with bonus categories

Interest Rate

42.00%

Credit Score

700+

At a Glance

Key Benefits

2x rewards on professional services, ICMAI event benefits, Rs.2L insurance

Lounge Access

No lounge access

Eligibility

ICMAI members only, Age: 21-65, Annual income: Rs.3 lakh+

Quick Details

Annual Fee
₹500 #113
Joining Fee
₹500 #112
Interest Rate
42.00% p.a. #108
Forex Markup
3.50% #75
Rewards/₹100
₹0.25 - ₹0.50 #238
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+ #54
Min Monthly Income ₹25
Network VISA
Late Payment Fee ₹500
Cash Advance Fee 2.50% (min ₹500)
Over Limit Fee ₹500
Fee Waiver on Spend ₹75,000/yr

Reward Structure

Base

All Spends

₹0.25 /₹100
Cat

Professional Services

₹0.50 /₹100

Reward Calculator

₹
Allocate by Category 100%
Professional Services
2.0 pts
60% ₹0
Other Spends
1.0 pts
40% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Milestone Benefits

Renewal Benefit

Annual fee waiver on Rs.75K spend

Spend ₹75,000 within 365 days

₹500

value

Category Rankings

See how this card performs in different spending categories compared to other cards.

Utility Bills #6 /7
2.0000 pts/₹100 Top 86%

Quick Analysis

CMA One is designed for ICMAI members (Cost and Management Accountants) offering professional benefits and rewards on relevant categories.

Pros

  • Designed for ICMAI (Cost Accountants) members
  • 2x rewards on professional services
  • Low annual fee of Rs.500
  • Fee waiver on Rs.75K annual spend
  • Professional networking benefits
  • Rs.2 lakh personal accident insurance

Cons

  • Limited to ICMAI members
  • Basic reward rate on general spends
  • No lounge access
  • 3.5% forex markup
  • High APR of 42%

Best For

ICMAI members, Cost Accountants, finance professionals

Not Ideal For

Non-ICMAI members, travelers, premium seekers

Frequently Asked Questions

What is the annual fee for CMA One Credit Card?
Yes, the annual fee is ₹500. The fee can be waived on annual spending of ₹75000.
Is there a joining fee for CMA One Credit Card?
Yes, the joining fee is ₹500.
What rewards does CMA One Credit Card offer?
You can earn rewards worth up to ₹0.50 per ₹100 spent. The base reward rate is ₹0.25 per ₹100.
Does CMA One Credit Card offer lounge access?
This card does not include complimentary lounge access.
What is the eligibility for CMA One Credit Card?
To apply for CMA One Credit Card, you need minimum age of 21 years, minimum monthly income of ₹300000, credit score of 700+.

User Reviews

Our Rating

3.1
APPLY NOW

on BOB Financial (BOBCARD)'s website

Rating Breakdown

Rewards
2.9/5 Top 70%
Benefits
3.0/5
Fees
3.5/5 Top 44%
Value for Money
2.9/5 Top 78%
User Reviews
3.0/5 Top 50%

Important Links

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Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.

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