Cashback
Annual Fee
₹499
Rewards/₹100 ⓘ
₹1.00 - ₹5.00
Interest Rate
42.00%
Credit Score
700+
At a Glance
Key Benefits
5% online cashback (max Rs 1,500/month), 1% fuel surcharge waiver
Lounge Access
No lounge access
Eligibility
Salaried: Rs 25,000+/month, Age: 21-60, CIBIL: 700+
Quick Details
Reward Structure
All Spends
Online
Reward Calculator
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions.
Fraud
₹0
Zero liability for unauthorized transactions.
Quick Analysis
The BOB Financial (BOBCARD) Cashback is a solid credit card option. With an annual fee of ₹499, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹499
- Annual fee waiver on spending ₹100000
- Direct cashback instead of points - no redemption hassle
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Best For
Online shoppers who make at least 4 transactions per month
Not Ideal For
Low-frequency spenders or those who prefer points over cashback
Frequently Asked Questions
What cashback does BOBCARD Cashback offer?
What is the annual fee for BOBCARD Cashback?
What is the fuel surcharge waiver?
Is there a minimum transaction requirement?
When is cashback credited?
User Reviews
Ready to Apply for Cashback?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.
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