Card Image
Fibe Axis Bank
Annual Fee
FREE
Rewards/₹100 ⓘ
₹1.00 - ₹3.00
Normalized to balance base rate with bonus categories
Interest Rate
36.00%
Credit Score
650+
At a Glance
Key Benefits
Lifetime free, 3% cashback on online, instant approval via app
Lounge Access
No lounge access
Eligibility
Salaried/Self-employed: Rs 15,000+/month, Age: 21-55, CIBIL: 650+
Quick Details
Annual Fee
FREE
#1
Joining Fee
FREE
#1
Interest Rate
36.00% p.a.
#45
Forex Markup
3.50%
#75
Rewards/₹100
₹1.00 - ₹3.00
#101
Reward Type Cashback
Reward Currency Cashback
Min Credit Score
650+
#13
Min Monthly Income ₹20
Network RUPAY
Late Payment Fee ₹400
Cash Advance Fee 2.50% (min ₹350)
Reward Structure
Base
All Spends
₹1.00 /₹100
Cat
Online
₹3.00 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Fibe Axis Bank is a straightforward lifetime free credit card from Axis Bank. While it may not offer premium perks, the zero annual fee makes it a low-risk option. Suitable for those who want a basic credit card without annual charges.
Pros
- Lifetime free - no annual or joining fee
- Direct cashback instead of points - no redemption hassle
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
Frequently Asked Questions
Is Fibe Axis card lifetime free?
Yes, there is no joining fee or annual fee - completely lifetime free.
How do I apply for this card?
Apply instantly through the Fibe app with minimal documentation and get approval within minutes.
What is the cashback on online purchases?
You get 3% cashback on online purchases up to Rs 300 per month.
Can I use this card internationally?
No, this is a RuPay card and works only in India.
What is the minimum credit limit?
Starting credit limit is typically Rs 10,000 which can be increased based on usage.
User Reviews
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Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.