At a Glance
Key Benefits
10% value back at Shoppers Stop, First Citizen Black membership
Lounge Access
No lounge access
Eligibility
Salaried: Rs 25,000+/month, Age: 21-65, CIBIL: 700+
Quick Details
Annual Fee
₹500
#113
Joining Fee
₹500
#112
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.20 - ₹2.00
#143
Reward Type Reward Points
Reward Currency Points
Min Credit Score
700+
#54
Min Monthly Income ₹25
Network MASTERCARD
Late Payment Fee ₹500
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹75,000/yr
Reward Structure
Base
All Spends
₹0.20 /₹100
Partner
Shoppers Stop
₹2.00 /₹100
Reward Calculator
₹
Allocate by Category100%
Your Rewards
Points Earned3,200
Cash Value₹640
Breakdown
Shoppers Stop3,000
Other Spends200
Total Value₹640
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Axis Bank Axis Bank Shoppers Stop is a solid credit card option. With an annual fee of ₹500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Low annual fee of just ₹500
- Annual fee waiver on spending ₹75000
- Extended interest-free period of 50 days
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
What are the rewards at Shoppers Stop?
You get 10% value back on purchases at Shoppers Stop stores and 10X reward points on apparel purchases.
What is First Citizen Black membership?
You get complimentary First Citizen Black membership with exclusive discounts and early access to sales at Shoppers Stop.
Is the annual fee waived?
Yes, annual fee is waived on spending Rs 75,000 or more.
Does this card have lounge access?
No, this card does not offer lounge access.
Can I earn rewards on all purchases?
Yes, you earn 2 reward points per Rs 200 on all purchases.
User Reviews
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