Card Image
Axis Bank My Wings
Annual Fee
FREE
Rewards/₹100 ⓘ
₹0.25
Normalized to balance base rate with bonus categories
Interest Rate
42.00%
Credit Score
650+
At a Glance
Key Benefits
Lifetime free, 2 points per Rs 200, fuel surcharge waiver, for first-timers
Lounge Access
No lounge access
Eligibility
Salaried: Rs 15,000+/month, Age: 18-30, CIBIL: 650+
Quick Details
Annual Fee
FREE
#1
Joining Fee
FREE
#1
Interest Rate
42.00% p.a.
#108
Forex Markup
3.50%
#75
Rewards/₹100
₹0.25
#276
Reward Type Reward Points
Reward Currency Points
Min Credit Score
650+
#13
Min Monthly Income ₹20
Network VISA
Late Payment Fee ₹500
Cash Advance Fee 2.50% (min ₹500)
Reward Structure
Base
All Spends
₹0.25 /₹100
Reward Calculator
₹
Allocate by Category 100%
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:
Insurance Coverage
Lost Card
₹0
Zero liability.
Fraud
₹0
Zero liability.
Quick Analysis
The Axis Bank My Wings is a straightforward lifetime free credit card from Axis Bank. While it may not offer premium perks, the zero annual fee makes it a low-risk option. Suitable for those who want a basic credit card without annual charges.
Pros
- Lifetime free - no annual or joining fee
- Extended interest-free period of 50 days
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High interest rate of 42.00% on revolving credit
Frequently Asked Questions
Is Axis My Wings a lifetime free card?
Yes, there are no joining or annual fees - completely lifetime free.
Who can apply for this card?
This card is designed for young professionals aged 18-30 with income above Rs 15,000/month.
What is the reward rate?
You earn 2 Edge Reward Points per Rs 200 spent on all purchases.
Is this card good for first-time users?
Yes, this card is specifically designed for first-time credit card users with easy approval.
Does this card have fuel surcharge waiver?
Yes, 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 4,000.
User Reviews
Ready to Apply for Axis Bank My Wings?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.