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Airtel Axis Bank

Airtel Axis Bank

Annual Fee

₹500

Rewards/₹100

₹0.50 - ₹15.00

Normalized to balance base rate with bonus categories

Quick Details

Annual Fee
₹500 #113
Joining Fee
₹500 #112
Rewards/₹100
₹0.50 - ₹15.00 #7
Reward Type Cashback
Reward Currency Cashback
Min Monthly Income ₹NaN
Late Payment Fee 15.00% (min ₹100)
Over Limit Fee ₹600
Cash Advance Fee 2.50% (min ₹500)
Fee Waiver on Spend ₹50,000/yr

Reward Structure

Base

All Spends

₹0.13 /₹100
Cat

Airtel Services (Recharges, DTH, Broadband)

₹6.25 /₹100
Partner

Partner Merchants (Swiggy, Zomato, Big Basket)

₹2.50 /₹100

Reward Calculator

Allocate by Category 100%
Airtel Services (Recharges, DTH, Broadband)
25.0 pts
50% ₹0
Partner Merchants (Swiggy, Zomato, Big Basket)
10.0 pts
30% ₹0
Other Spends
0.5 pts
20% ₹0
Your Rewards
Points Earned 0
Cash Value ₹0
Breakdown
Quick amounts:

Insurance Coverage

Lost Card

₹0

Zero liability for lost card transactions when reported within 3 days of loss/theft.

Fraud

₹0

Zero liability for unauthorized transactions when reported immediately to the bank.

Quick Analysis

The Axis Bank Airtel Axis Bank is a solid credit card option. With an annual fee of ₹500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.

Pros

  • Low annual fee of just ₹500
  • Annual fee waiver on spending ₹50000
  • Direct cashback instead of points - no redemption hassle

Cons

  • No complimentary lounge access
  • High income requirement of ₹300K per month

Best For

Airtel users seeking cashback on telecom and lifestyle spends

Frequently Asked Questions

What are the fees for Airtel Axis Bank Credit Card?
The Airtel Axis Bank Credit Card has a joining fee of Rs 500 and annual fee of Rs 500. The annual fee can be waived on spending Rs 50,000 in the previous year.
What is the eligibility criteria for Airtel Axis Bank Credit Card?
To be eligible for the Airtel Axis Bank Credit Card, you need a minimum monthly income of varies based on profile, age between 21-60 years, and a credit score of 700+. Axis Bank customers with existing relationships may get preferential treatment.
What rewards does Airtel Axis Bank Credit Card offer?
The Airtel Axis Bank Credit Card offers cashback rewards on your spending. The exact cashback percentage varies by category. Check the card benefits section for detailed cashback rates on different spending categories.
Does Airtel Axis Bank Credit Card offer airport lounge access?
The Airtel Axis Bank Credit Card may provide limited or no complimentary lounge access. Please check with Axis Bank for the latest lounge access benefits.
How can I apply for Airtel Axis Bank Credit Card?
You can apply for the Airtel Axis Bank Credit Card through Axis Bank official website, mobile app, or by visiting your nearest Axis Bank branch. Existing customers can also apply through net banking.

User Reviews

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