At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, Age: 21-60 years
Quick Details
Reward Structure
Partner Brands
All Other Spends
Reward Calculator
Milestone Benefits
4,000 Membership Rewards points on first spend within 90 days.
value
18,000 bonus points on Rs 1.9 lakhs spend in 4 months.
Spend ₹1,90,000 within 120 days
value
Annual fee waived for 1st year. Renewal based on spend.
Spend ₹1,50,000 within 365 days
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Air Accident
₹50,00,000
Air accident cover for card bookings.
Quick Analysis
The American Express American Express Membership Rewards is a solid credit card option. With an annual fee of ₹4500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Annual fee waiver on spending ₹150000
- Good insurance coverage up to ₹50 lakh
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High income requirement of ₹600K per month
Best For
Amex enthusiasts wanting lifetime-free Membership Rewards credit card
Frequently Asked Questions
What are the fees for American Express Membership Rewards Credit Card?
What is the eligibility criteria for American Express Membership Rewards Credit Card?
What rewards does American Express Membership Rewards Credit Card offer?
Does American Express Membership Rewards Credit Card offer airport lounge access?
How can I apply for American Express Membership Rewards Credit Card?
User Reviews
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Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.