At a Glance
Key Benefits
Reward points
Lounge Access
No lounge access
Eligibility
Any income level, Age: 21-60 years
Quick Details
Reward Structure
All Spends
Reward Calculator
Milestone Benefits
4,000 Membership Rewards points on first spend within 90 days.
value
18,000 bonus points on Rs 1.9 lakhs spend in 4 months.
Spend ₹1,90,000 within 120 days
value
Annual fee waived for 1st year.
Spend ₹1,50,000 within 365 days
value
Insurance Coverage
Lost Card
₹0
Zero liability for lost card transactions when reported within 3 days.
Fraud
₹0
Zero liability for unauthorized transactions.
Air Accident
₹50,00,000
Air accident cover for card bookings.
Quick Analysis
The American Express American Express Gold Charge Card is a solid credit card option. With an annual fee of ₹4500, ensure you can utilize the benefits to get value. Consider your spending patterns before applying.
Pros
- Good insurance coverage up to ₹50 lakh
- Contactless payment enabled for quick transactions
- Easy EMI conversion facility available
- Add-on cards available for family members
Cons
- No complimentary lounge access
- High forex markup of 3.50% on international transactions
- High income requirement of ₹600K per month
Best For
Lifestyle enthusiasts seeking premium Amex benefits at affordable annual fee
Frequently Asked Questions
What are the fees for American Express Gold Charge Card Credit Card?
What is the eligibility criteria for American Express Gold Charge Card Credit Card?
What rewards does American Express Gold Charge Card Credit Card offer?
Does American Express Gold Charge Card Credit Card offer airport lounge access?
How can I apply for American Express Gold Charge Card Credit Card?
User Reviews
Ready to Apply for American Express Gold Charge Card?
Get started with your application today and enjoy premium benefits, rewards, and exclusive privileges.