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Amazon Pay ICICI Bank Credit Card Review

ICICI Amazon Pay Credit Card

Rating - 4.5/5 ⭐️
Type: Co Branded
Ideal For: Shopping
Last Updated: 16/09/2023

Eligibility – must be between 18 to 60 years, minimum monthly income of ₹25,000

Benefits – 50% back up to ₹100 on your prepaid mobile recharge

Lounge Access – No Complimentary Lounge Access

Introduction –  Amazon Pay ICICI Credit Card Review

On October 30, 2018, ICICI Bank formed a strategic partnership with Amazon India, resulting in the introduction of a credit card known as the Amazon Pay ICICI Credit Card. Within a few months of its initial release, this credit card quickly gained immense popularity among online shoppers. Initially, Amazon exclusively offered this card on an invitation-only basis, but it is now accessible to all interested applicants. In the review, we will delve into the reasons behind the card’s widespread appeal to online shoppers.

Amazon Pay ICICI Credit Card Review

Table of Contents

What is Amazon Pay ICICI Bank Credit Card?

The Amazon ICICI credit card is a dedicated cashback credit card, widely regarded as one of the best options available for cashback purposes to date. Several compelling features contribute to its status as an ideal choice for shoppers. One noteworthy aspect is that this card is offered without any lifetime fees, ensuring its affordability for all users. Additionally, it allows you to promptly receive reward points directly into your Amazon Pay wallet, which can be seamlessly utilized for shopping on Amazon. Furthermore, the credit card extends a 5% cashback benefit for Amazon Prime members on every transaction, while Non-Prime Members can also enjoy a respectable 3% cashback rate.

Amazon Pay ICICI Bank Credit Card Benefits

  • The Card comes with No annual fee and no joining fee.
  • There is no limit to the reward points you can earn on the card.
  • There is no expiration date for the reward points you earn on the card.
  • You can use these reward points at over 100 Amazon Pay partner merchants and on
  • You can also take advantage of zero-cost EMI options for three or six months when shopping on

Analysis:- These are some pretty amazing benefits and a rewards program for a lifetime free card. Plus, it’s a big advantage that the reward points have no limit and unlimited validity. for ex- if you spend ₹1 lakh you will get 5000 Reward Points directly without any catch. When shopping on, there are additional advantages, such as the option for a no-cost EMI plan for three or six months. However, EMI transactions do not qualify for any cashback.

Welcome Benefits of Amazon Pay ICICI Credit Card

Let’s delve into the enticing welcome benefits offered by the ICICI Bank Amazon Pay Credit Card. In addition to its milestone benefits, this card boasts remarkable welcome perks, including ₹1000 worth of exclusive rewards and a complimentary 3-month Prime membership at absolutely no cost.



ICICI Amazon Pay Credit Card Lounge Access

The Card offers no complimentary lounge access.


How to apply for Amazon ICICI Credit Card?

When the card initially debuted, it was exclusively accessible through an invitation-only system. Specifically, ICICI Bank customers who had been actively utilizing the Amazon mobile app received notifications and emails regarding the card. However, the good news is that the card is now open for application to a wider audience. To be eligible, prospective applicants simply need to possess an Amazon account and maintain a minimum CIBIL score of 750 or higher.

Steps to apply for Amazon Pay ICICI Credit Card:-

  1. You can apply for the card via going to Amazon mobile app or website or to the ICICI bank Website Amazon ICICI Credit Card Apply Page.
  2. You can directly type Amazon ICICI in the amazon search bar then click on the small section with the card name in the results page.
  3. You can apply by clicking on a single button if you have amazon pay setup otherwise there is a small from fill it up and apply for the card.Application rejected: If you had already applied for this card and got rejected, you will only be able to apply again after 6 months.

Additonal info :- If you do not qualify for the card and your application gets rejected then you can re-apply for the card only after 6 months.

ICICI Bank Amazon Pay Credit Card Eligibility Criteria

The applicant must be a salaried (₹25,000 pm if ICICI Customer & ₹30,000 pm if non ICICI Customer) or self employed with age between 18-60 years and should be living in a city that’s serviceable by the ICICI Bank.

Minimum Monthly Income Required – ₹20,000 to ₹25,000

Documents Required for ICICI Amazon Credit Card

  • PAN card
  • Proof of Income – Salary Slips or Income Tax Returns
  • Address proof  – Aadhaar, Passport , Ration Card , Electricity bill
  • ID – Driving license , PAN card , Aadhaar card

Amazon Pay ICICI Bank Credit Card Charges & fees

  • The card is lifetime free without any catch so No Annual Fee and No Joining Fee.
  • The interest rate of this card is 3.5% to 3.8% per month( 42% to 45.6% Annually).
  • Cash Advance Charges are 2.5% of the amount (or a minimum of Rs. 500) on cash withdrawal from ATMs using this card.
  • Foreign currency transactions  – Mark-up of 3.50%. A refund initiated by the customer on similar Foreign Currency transactions will also attract a 3.5% Markup fee..
  • Card Replacement Fee is ₹100.

Late Fee

  • Between ₹100 – ₹550 – ₹100
  • Between ₹501 – ₹5,000 – ₹500
  • Between ₹5,001 – ₹10,000 – ₹750
  • Between ₹10,001 – ₹25,000 – ₹900
  • Between ₹25,001 – ₹50,000 – ₹1000
  • More than ₹50,000 – ₹1200

Cashback Program for Amazon Pay ICICI Bank Credit Card

As previously mentioned in this blog, the ICICI Amazon Credit Card is a formidable shopping and cashback credit card, boasting a lifetime free membership. With such a coveted status as a lifetime free credit card, the rewards program associated with this card is genuinely exceptional. Cashback incentives are offered for every transaction, thoughtfully categorized to align with users’ specific spending patterns :-

  • Amazon Prime Members will Get 5% cashback on every Amazon purchase.
  • Amazon Non-Prime Members will Get 3% cashback on every Amazon purchase you make.
  • Amazon Pay Merchants* will enjoy a 2% cashback on transactions when booking flights, making recharges, paying bills, purchasing gift cards, or spending with Amazon Pay partner merchants.
  • On Other Spends you will get 1% cashback.
  • 1% fuel surcharge waiver across all petrol pumps

There is also one more major benefit of this card – No Cost EMI when you purchase anything from Amazon worth ₹3000 or more. The EMI Tenure can be only 3 and 6 Months.

Amazon Pay ICICI Credit Card Reward Program

Amazon Pay ICICI Bank Credit Card Comparison

Amazon Pay ICICI Bank Credit Card Review

ICICI Amazon Pay

Rating - 4.5/5 ⭐️
₹3 - ₹5 Cashback
Forex Markup
Lounge Access
No Complimentary Lounge Access
Apply Now

Axis Bank Flipkart

Rating - 2.8/5 ⭐️
Forex Markup
Lounge Access
4 free domestic airport lounge access per year i.e one per quarter
Apply Now


Rating - 3.8/5 ⭐️
₹0.20 - ₹2
Forex Markup
Lounge Access
4 Domestic airport and 4 Railway lounge visits per quarter
Apply Now

We have conducted a comparative analysis between the ICICI Amazon Credit Card and a card of a similar segment, namely, the Axis Bank Flipkart Credit Card. Both the cards are Cashback cards with almost similar reward programs.


Amazon Pay ICICI Bank Credit Card Review Conclusion

Based on our assessment, the ICICI Amazon Credit Card stands out as the ideal choice for individuals who are exclusively dedicated to shopping on the Amazon platform. This card truly maximizes its benefits when used solely for transactions on Amazon. There’s one more crucial aspect to consider – you can fully unlock the card’s potential when you become an Amazon Prime member. Upon card activation, you receive a complimentary 3-month subscription to Amazon Prime as a welcome benefit. However, beyond this initial period, you will need to subscribe to Amazon Prime at a cost of ₹1499 per year.

A very big advantage of the amazon prime membership is,  you also get many additional benefits like Free 1 Day Delivery, Prime Video, Prime Music, Early Access on Sales, Free Access to hundreds of Ebooks and etc.

Setting aside the Membership and Charges, the ICICI Amazon Credit Card shines as an excellent choice for shopping enthusiasts. It offers straightforward cashback benefits without any hidden conditions. For instance, if you’re an Amazon Prime member and you make a purchase worth ₹1 Lakh on Amazon, you’ll instantly receive a generous 5% cashback, amounting to ₹5000. This card caters exclusively to frequent online shoppers, as it lacks travel or entertainment perks. However, given Amazon’s status as the largest e-commerce platform, boasting a comprehensive inventory, this card emerges as an optimal choice for online shopping enthusiasts.

FAQs - Frequently Asked Questions

How much salary is required for Amazon pay ICICI credit card?

₹25,000 for ICICI Customers ₹35,000 for other applicants.

How to contact Amazon pay ICICI credit card Customer Care

If you have any inquiries or concerns regarding your ICICI Amazon Pay Credit Card, reach out to them by dialing 1800 1020 1239.

Can i apply for this card without a good CIBIL Score?

You will need a minimum Cibil Score of 750 and above to apply for the Amazon Pay ICICI Credit Card.

How do I check the application status of my Amazon pay ICICI credit card?

To track the status, you can call ICICI Customer Care at 1800 102 0123 from your registered mobile number.

Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Card

In this Updated Review of Amazon Pay ICICI Bank Credit Card, we have included everything this card has to offer and if you should apply for the card.

Product Brand: ICICI

Editor's Rating:


  • Lifetime Free
  • 5% cashback for Prime Members
  • No Cost EMI while shopping above ₹3000 on Amazon


  • Works best only for Prime members
  • No travel or entertainment benefits
  • No complimentary lounge Access


Sagar Agrawal
Sagar is the visionary Co-Founder at Card Nitty, a digital marketer by day and a relentless gamer by night, merging the realms of business and passion with a dash of finesse.
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