Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the Card Nitty Credit Card Rating Agency website and services, owned and operated by Card Nitty Tech Ventures Pvt. Ltd. (“Card Nitty,” “we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

1. Acceptable Use

You agree to use the Card Nitty website and services solely for lawful and legitimate purposes. You shall not engage in any activity that may harm, disrupt, or interfere with the proper functioning of our website or services, or infringe upon the rights of others.

2. Content Disclaimer

The information provided on the Card Nitty website is for informational purposes only and should not be considered as financial, legal, or professional advice. While we strive to ensure the accuracy and reliability of the content, we do not guarantee the completeness, timeliness, or accuracy of the information provided. You acknowledge that any reliance on the information provided is at your own risk.

3. User Conduct

When using our website and services, you agree not to:

  • Transmit any content that is unlawful, defamatory, abusive, harmful, harassing, invasive of privacy, or otherwise objectionable.
  • Use the website to distribute spam, chain letters, or any unsolicited promotional materials.
  • Attempt to gain unauthorized access to our systems or engage in any activity that disrupts or interferes with our website’s security.

4. Intellectual Property

The content and materials on the Card Nitty website, including text, graphics, logos, and images, are protected by intellectual property laws and are the property of Card Nitty Tech Ventures Pvt. Ltd. You may not use, reproduce, distribute, modify, or create derivative works of the content without our explicit permission.

5. Privacy Policy

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website and services, you agree to our Privacy Policy.

6. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or control the content of these websites. We are not responsible for the accuracy, legality, or appropriateness of content on linked websites.

7. Disclaimer of Warranties

The Card Nitty website and services are provided “as is” and “as available,” without any warranties of any kind, whether express or implied. We do not warrant that our website will be error-free or uninterrupted, or that any defects will be corrected.

8. Limitation of Liability

Card Nitty shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold Card Nitty Tech Ventures Pvt. Ltd., its affiliates, officers, employees, and partners harmless from any claims, losses, liabilities, damages, costs, and expenses, including attorney’s fees, arising from your use of our website or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify or update these Terms at any time. You are responsible for regularly reviewing the Terms. Continued use of our website and services after any changes constitutes your acceptance of the modified Terms.

11. Termination

We reserve the right to terminate or suspend your access to our website and services at our discretion, without notice, for any reason, including violation of these Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Card Nitty Tech Ventures Pvt. Ltd. is registered. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at contact@cardnitty.com.

By using the Card Nitty website and services, you acknowledge that you have read, understood, and agreed to these Terms of Use.